If you are intending to purchase or are already purchasing lodgment while interceding of UAB „Gijoneda“, it is a pleasure for us to be able to offer you a financing system, i.e., to grant you a short-term loan or to assist in getting a credit in any of Lithuanian banks appointed by you. These lodgment credits and a complex of services will help you not only purchase a lodgment of good quality at most beneficial conditions, but also to handle necessary documentations during a short period of time, to feel at ease during the whole term of repaying the credit, and with the help of the partners of the bank to save money while equipping your lodgment.
If you are purchasing a lodgment while interceding with UAB „Gijoneda“, we offer you a credit for lodgment with exceptional interest and conditions!
Credits are granted for the purchase, building, reparation and reconstruction of a lodgment (dwelling-houses, flats), purchase of grounds intended for residence, purchase of garden-cottages, granges, premises for leisure.
A credit for the purchase, building or reconstruction of a lodgment may be even granted for a term of 40 years.
The credit may amount even to 90 % of value of the lodgment to be purchased, if you purchase a flat in a block of flats if it is not older than 3 years, or build a lodgment in Vilnius, Kaunas or Klaipeda cities and mortgage it to the bank. If you mortgage the lodgment to be purchased for the credit plus other real estate, the credit may amount even to 100 % of value of the lodgment to be purchased.
The credit may amount even to 95 % of value of the lodgment to be purchased, if you insure the credit in UAB „Busto paskolu draudimas“ („Insurance of Credits for Lodgment“) and mortgage the lodgment to be purchased for the credit.
The credit may amount even to 85 % of value of the lodgment to be purchased, if the lodgment to be purchased, which is not older that 10 years or is located in the centre or the old town of Vilnius, Kaunas or Klaipeda, is mortgaged.
If the lodgment to be purchased is not yet built and there is no possibility to mortgage it, we may finance the initial contribution (20 % of the lodgment to be purchased), even if you do not mortgage the lodgment to be purchased.
The financing of the building of a house will be simplified because the allocation for the construction may be granted in advance without mortgaging the property and not having started constructional work.
For your special benefit an exceptional interest lower up to 3 % will be offered to you.